Osiyaa Financial Services

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Looking for financial solutions for your personal or business needs? Or wanting to offer the financial security and well-being that your family needs the most? From high-yielding deposit plans to loans for every financial need – our range of financial products can have you covered

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We Proud to Say, Best Personal Financial Advisor

We Are Proud to Say, Best Personal Financial Advisor.

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Making the Best out of your Income.

Equity Fund

An equity fund is a fund that invests in stocks, also called equity securities. Stock funds can be contrasted with bond funds and money funds.

Mutual Fund

A mutual fund is a professionally managed investment fund that pools money from many investors to purchase


Insurance is protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

Fixed Deposit

FD is a low-risk financial instrument that helps investors grow savings at a fixed rate of interest that is higher than the interest rates offered by savings accounts.

Bank Loan

Bank loan is an unsecured loan that can be used for various purposes, personal & business loan, and any other urgent financial requirement.


Commodity trading brings a basket full of diverse avenues for investment, away from the traditional avenues of GOLD, and SILVER.


Freequently Asked Question

A demat account helps investors hold shares and securities in an electronic format. This kind of account is also called a dematerialised account. It

also helps to keep proper track of all the investments an individual makes in shares, exchange-traded funds, bonds, and mutual funds in one place.

Importance of a demat account

  1. Digitally secure way of holding shares and securities
  2. Eliminates theft, forgery, loss, and damage to the physical certificates
  3. Quick transfer of shares
  4. It eliminates unnecessary paperwork.
  5. Online opening of Demat account is simpler and faster.
  6. It eases and streamlines the process of share trading.

In India, there are three major types of Demat Accounts offered by Depository Participants.


Regular Demat Accounts - These are meant for Indian residents. If you are dealing with investment and equity trading, a regular Demat Account

is the best option for you. Here the charges are dependent on the type subscribed, volume that is there in the account and the various terms

and conditions set by the depository and the DP. (Depository Participant)

Repatriable Demat Account - This kind of Demat Account is good for NRIs, who wishes to invest in the Indian Stock Market quickly from any part

of the world. Such an account is useful for NRIs as with the help of such an account, they can transfer their funds to various foreign countries.

But NRIs looking to hold a Repatriable Demat Account need to possess an associated NRE bank account.

Non-repatriable Demat Account - This is similar to a repatriable Demat Account and is also for NRIs. However, this account doesn't allow you to

transfer funds abroad. This requires you to link it to a Non-resident Ordinary (NRO) bank account.

  1. Helps to beat inflation

Inflation is a fact of life which none of us can avoid. It reduces the purchasing power of money we have and makes us poorer as time passes by. Unless you take steps to address this problem, you can be in serious trouble.

The best way to combat the negative effect of inflation is to invest the money that you have in your hands today. Investing regularly will enable you to beat inflation and your purchasing power will not go down.

  1. Get tax benefits

Did you know that your investments can get you tax benefits too? Various investment products like PPF, ELSS, Tax Saving Bonds and long-term fixed deposits offer tax benefits under section 80C of the Income Tax Act 1961. Invest in them wisely to reduce your tax burden.

  1. Brings financial Independence

Are you afraid of becoming dependent on others after retirement for your monetary needs? Do not worry. You can get financial freedom in your old age by investing regularly to create a retirement Corpus. The passive income you will earn from this corpus will enable you to take care of your monthly expenses and other needs comfortably after retirement.

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